Card processing built for retail and boutiques.

Retail rarely lives in one channel anymore — in-store, a website, maybe a market pop-up — and each of those runs through a different rate structure. Most owners have never compared the two side by side, which is exactly where a padded blended rate hides.

Where the fees hide

Two rate structures, one bill — Card-present in-store swipes and card-not-present online orders are priced completely differently, and a lot of statements blend them in a way that hides which channel is actually costing you.
Chargebacks on online orders — E-commerce chargebacks carry their own fees on top of the lost sale, and they add up fast during a busy season.
Holiday volume spikes — A processor sized for your average month can trigger odd tiering or reserve holds the moment November hits.
Inventory that doesn't talk to your POS — Running sales through one system and stock counts through another is how shrinkage goes unnoticed.
Theft and shrinkage — Without reporting that flags what's missing, a percentage point of margin disappears quietly every month.

What to look for

One POS that handles both counter sales and online orders cleanly
Real-time inventory synced to every sale
Transparent, separate pricing for card-present vs. card-not-present transactions
Customer-facing price transparency at checkout

Free, no obligation. Send one recent statement and we'll show your true effective rate against fair, transparent pricing for your volume — usually within a day.

Get my free rate comparison →

Common questions

Will switching disrupt my online store during the holidays?

We time any changeover around your calendar, not ours — most owners switch in a slow month and keep their current setup running through peak season if that's safer.

Do you handle chargebacks?

We'll show you what your chargeback rate is actually costing you and make sure your new setup gives you the documentation tools to fight them, but the response itself is still something you or your team handles case by case.