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Card processing built for e-commerce and online stores.

Online sales are priced as card-not-present transactions — already a higher rate than in-person — and then a separate gateway fee gets layered on top before you ever see a chargeback or fraud charge. Most store owners are looking at a shopping-cart plugin, not the actual stacked cost underneath it.

Where the fees hide

• Card-not-present base rate — Online transactions carry a higher baseline cost than in-person swipes, which is normal — but many stores pay well above the fair markup on top of it.
• Gateway fees stacked on processing — A separate per-transaction gateway charge on top of your processing rate is common and rarely disclosed clearly.
• Chargeback and fraud fees — Each chargeback carries its own fee regardless of outcome, and elevated chargeback ratios can trigger higher processing tiers.
• Checkout friction — Surcharges and unclear fees sometimes get passed to customers in ways that hurt conversion — the fee problem becomes a cart-abandonment problem.

What to look for

• One transparent combined cost for gateway + processing, not two hidden line items
• Fraud and chargeback tooling appropriate to your order volume
• Integration with your existing cart platform without a re-platform
• Clear reporting that separates online from any in-person volume

Common questions