Card processing built for auto repair shops.

A $1,200 repair ticket and a $40 tip get taxed very differently by a flat-rate processor, and most shops are on pricing built for the wrong one. Average tickets in the hundreds to low thousands mean the rate structure you're on matters more here than in almost any other business.

Where the fees hide

Flat-rate pricing punishes big tickets — A flat percentage that's fine on a small sale becomes expensive fast once your average repair runs into the hundreds or thousands of dollars.
Phone and keyed-in payments — Taking a card number over the phone for an estimate or pickup approval is a keyed transaction — priced higher, and a common spot for surcharges to hide.
Deposits on parts and long jobs — Collecting a deposit before ordering parts, then the balance at pickup, means two transactions each carrying their own fee if the setup isn't built for it.
Fleet and commercial accounts — Business and fleet cards qualify for lower interchange with the right “level 2/3” data on the transaction — most shops never capture it and overpay as a result.

What to look for

Interchange-plus pricing, never flat-rate, for anything above small-ticket volume
Invoicing tools for deposits and balance-due payments
Level 2/3 data capture for commercial and fleet cards
No equipment lease on your counter terminal

Free, no obligation. Send one recent statement and we'll show your true effective rate against fair, transparent pricing for your volume — usually within a day.

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Common questions

We take a lot of fleet and commercial cards — does that change pricing?

It should lower it, if your processor is capturing the right data on those transactions. We'll check whether you're actually getting the commercial-card discount you're entitled to.

Can we still take deposits over the phone?

Yes, and we'll make sure keyed and phone transactions are priced transparently instead of quietly surcharged, which is one of the most common leaks we find in shop statements.